:root{
  color-scheme: light;
  --white:#FFFFFF;
  --mist:#F2F6FB;
  --mist-2:#E6EEF8;
  --line:#D6E1EE;
  --navy:#0A2B57;
  --navy-2:#071E3E;
  --blue:#1663B0;
  --sky:#3BA4DC;
  --aqua:#45C6D3;
  --ink:#13233A;
  --muted:#52647D;
  --display:"Lexend", "Segoe UI", system-ui, -apple-system, sans-serif;
  --body:"Source Sans 3", "Segoe UI", system-ui, -apple-system, sans-serif;
  --wrap:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
a:hover{color:var(--navy)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--sky);outline-offset:3px;border-radius:3px}
h1,h2,h3{font-family:var(--display);color:var(--navy);line-height:1.15;margin:0;text-wrap:balance;letter-spacing:-.01em}
p{margin:0}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:24px}
@media (max-width:480px){.wrap{padding-inline:18px}}
.kicker{font-family:var(--display);font-size:13px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}

/* Utility bar */
.topbar{background:var(--navy);color:#C9D8EE;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;min-height:38px;align-items:center;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
.topbar .flag{display:inline-flex;align-items:center;gap:8px}
.topbar .flag::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--aqua)}
@media (max-width:600px){.topbar .hide-sm{display:none}}

/* Header */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:92px}
.brand-word{font-family:var(--display);font-weight:600;color:var(--navy);font-size:18px;letter-spacing:.01em;white-space:nowrap}
.brand-word span{color:var(--blue);font-weight:400}
.nav{display:flex;align-items:center;gap:30px;font-size:16px;font-weight:600}
.nav a{color:var(--ink);text-decoration:none}
.nav a:hover{color:var(--blue)}
.nav .btn{padding:10px 18px;font-size:15px}
@media (max-width:820px){.nav a:not(.btn){display:none}}
@media (max-width:420px){.brand-word{display:none}}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--display);font-weight:500;font-size:16px;padding:14px 24px;border-radius:999px;text-decoration:none;border:1.5px solid transparent;transition:background .15s,color .15s,border-color .15s}
.btn-solid{background:var(--blue);color:#fff}
.btn-solid:hover{background:var(--navy);color:#fff}
.btn-line{border-color:var(--blue);color:var(--blue);background:#fff}
.btn-line:hover{background:var(--mist);color:var(--navy)}

/* Hero */
.hero{background:linear-gradient(180deg,var(--mist) 0%,var(--white) 100%);overflow:hidden;position:relative}
.hero::after{content:"";position:absolute;right:-180px;top:-140px;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle at 40% 40%,rgba(69,198,211,.22),rgba(22,99,176,.08) 55%,transparent 70%);pointer-events:none}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding-block:84px 72px}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-block:56px 48px;gap:36px}}
.hero h1{font-size:clamp(34px,4.8vw,56px);font-weight:600;margin-top:18px}
.hero h1 span{background:linear-gradient(90deg,var(--blue),var(--sky) 60%,var(--aqua));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lead{font-size:19px;color:var(--muted);max-width:54ch;margin-top:20px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.hero-logo{background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px 36px;box-shadow:0 30px 60px -30px rgba(10,43,87,.28)}
.hero-logo img{width:100%;max-width:400px;margin-inline:auto}
@media (max-width:900px){.hero-logo{display:none}}

/* Facts strip */
.facts{border-block:1px solid var(--line);background:#fff}
.facts .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
@media (max-width:860px){.facts .wrap{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.facts .wrap{grid-template-columns:1fr}}
.fact{padding:26px 24px;display:flex;flex-direction:column;gap:4px}
.fact + .fact{border-left:1px solid var(--line)}
@media (max-width:860px){.fact:nth-child(odd){border-left:0}.fact:nth-child(n+3){border-top:1px solid var(--line)}}
@media (max-width:480px){.fact + .fact{border-left:0;border-top:1px solid var(--line)}}
.fact strong{font-family:var(--display);font-weight:600;color:var(--navy);font-size:17px}
.fact span{color:var(--muted);font-size:15px}

/* Sections */
section{scroll-margin-top:96px}
.block{padding-block:96px}
@media (max-width:700px){.block{padding-block:64px}}
.block.tint{background:var(--mist)}
.head{max-width:720px;margin-bottom:48px}
.head h2{font-size:clamp(28px,3.4vw,40px);font-weight:600;margin-top:12px}
.head p{color:var(--muted);margin-top:14px;font-size:18px}
.head.center{margin-inline:auto;text-align:center}

/* Services 2x2 */
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
@media (max-width:760px){.svc-grid{grid-template-columns:1fr}}
.svc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:32px;display:grid;grid-template-columns:52px 1fr;gap:20px;align-items:start}
.svc-ico{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--sky));display:grid;place-items:center;color:#fff}
.svc-ico svg{width:26px;height:26px}
.svc h3{font-size:21px;font-weight:600}
.svc p{color:var(--muted);margin-top:8px;font-size:16px}
.svc ul{margin:14px 0 0;padding:0;list-style:none;display:grid;gap:6px;font-size:15.5px}
.svc li{padding-left:22px;position:relative}
.svc li::before{content:"";position:absolute;left:0;top:.62em;width:12px;height:2px;background:var(--sky)}

/* Process timeline */
.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;position:relative;counter-reset:s}
.timeline::before{content:"";position:absolute;left:24px;right:24px;top:24px;height:2px;background:linear-gradient(90deg,var(--blue),var(--aqua))}
@media (max-width:820px){.timeline{grid-template-columns:1fr}.timeline::before{left:23px;right:auto;top:24px;bottom:24px;width:2px;height:auto;background:linear-gradient(180deg,var(--blue),var(--aqua))}}
.timeline li{counter-increment:s;position:relative}
@media (max-width:820px){.timeline li{padding-left:72px}}
.timeline li::before{content:counter(s);display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:#fff;border:2px solid var(--blue);font-family:var(--display);font-weight:600;color:var(--navy);margin-bottom:22px;position:relative;z-index:1}
@media (max-width:820px){.timeline li::before{position:absolute;left:0;top:0;margin:0}}
.timeline h3{font-size:20px;font-weight:600}
.timeline p{color:var(--muted);margin-top:8px;font-size:16px}

/* FAQ */
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px}
@media (max-width:860px){.faq-wrap{grid-template-columns:1fr;gap:28px}}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;font-family:var(--display);font-weight:500;font-size:18px;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;width:30px;height:30px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;color:var(--blue);font-size:20px;line-height:1}
.faq details[open] summary::after{content:"\2212";background:var(--blue);border-color:var(--blue);color:#fff}
.faq details p{color:var(--muted);padding:0 0 22px;max-width:62ch}

/* CTA */
.cta{background:linear-gradient(120deg,var(--navy-2),var(--navy) 45%,var(--blue));color:#fff}
.cta .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center;padding-block:80px}
@media (max-width:860px){.cta .wrap{grid-template-columns:1fr;padding-block:60px}}
.cta h2{color:#fff;font-size:clamp(28px,3.4vw,40px);font-weight:600}
.cta p{color:#CFE0F5;margin-top:14px;max-width:52ch}
.cta .kicker{color:var(--aqua)}
.cta-card{background:#fff;color:var(--ink);border-radius:18px;padding:28px}
.cta-card dl{margin:0;display:grid;gap:16px}
.cta-card dt{font-family:var(--display);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.cta-card dd{margin:2px 0 0;font-weight:600;color:var(--navy);word-break:break-word}

/* Footer */
.site-footer{background:var(--mist);border-top:1px solid var(--line);font-size:15.5px;color:var(--muted)}
.foot{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:40px;padding-block:56px 40px}
@media (max-width:820px){.foot{grid-template-columns:1fr;gap:30px}}
.foot img{width:150px;margin-bottom:16px}
.foot h4{font-family:var(--display);font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--navy);margin:0 0 14px;font-weight:600}
.foot address{font-style:normal;line-height:1.75}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot a{color:var(--muted);text-decoration:none}
.foot a:hover{color:var(--blue)}
.copyright{border-top:1px solid var(--line);padding-block:20px;display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between;font-size:14px}

/* Legal pages */
.page-head{background:linear-gradient(180deg,var(--mist),#fff);border-bottom:1px solid var(--line)}
.page-head .wrap{padding-block:60px 44px}
.page-head h1{font-size:clamp(32px,4.2vw,46px);font-weight:600;margin-top:12px}
.page-head p{color:var(--muted);margin-top:10px}
.legal{display:grid;grid-template-columns:1fr 250px;gap:64px;padding-block:56px 96px}
@media (max-width:900px){.legal{grid-template-columns:1fr;gap:28px}.legal .side{order:-1}}
.legal .side{position:sticky;top:110px;align-self:start;background:var(--mist);border:1px solid var(--line);border-radius:14px;padding:22px;font-size:15px}
@media (max-width:900px){.legal .side{position:static}}
.legal .side h4{font-family:var(--display);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--navy);margin:0 0 12px}
.legal .side ol{margin:0;padding-left:20px;display:grid;gap:6px}
.legal .side a{color:var(--muted);text-decoration:none}
.legal .side a:hover{color:var(--blue)}
.legal-body{max-width:72ch}
.legal-body h2{font-size:21px;font-weight:600;margin:40px 0 12px;scroll-margin-top:110px}
.legal-body h2:first-child{margin-top:0}
.legal-body p + p{margin-top:12px}
.legal-body ul{padding-left:20px;margin:12px 0 0;display:grid;gap:6px}
.legal-body strong{color:var(--navy)}

/* 404 */
.lost{background:linear-gradient(180deg,var(--mist),#fff)}
.lost .wrap{padding-block:110px;text-align:center;display:flex;flex-direction:column;align-items:center}
.lost .code{font-family:var(--display);font-weight:700;font-size:clamp(110px,18vw,200px);line-height:1;letter-spacing:-.04em;background:linear-gradient(90deg,var(--navy),var(--blue) 45%,var(--aqua));-webkit-background-clip:text;background-clip:text;color:transparent}
.lost h1{font-size:clamp(26px,3.2vw,36px);font-weight:600;margin-top:10px}
.lost p{color:var(--muted);margin-top:12px;max-width:50ch}
.lost .actions{justify-content:center}
.nav a.btn-solid,.nav a.btn-solid:hover{color:#fff}
@media (min-width:821px){.timeline::before{right:calc((100% - 56px)/3 - 24px)}}